Terms of Service
VIVA Finance, Inc.
Terms of Service
Last Modified: 9/21/2020
By accepting these Terms and Conditions you hereby agree to allow VIVA Finance Inc. to submit Treasury Form 1199A, a direct deposit authorization form, or any other form based direct deposit initiation to your payroll department on your behalf to commence, alter or change payments. Additionally, by accepting these Terms and Conditions of Use, you hereby agree to the use of your electronic signature submitted in compliance with federal rules.
Loan Pre-Registrations and Applications
You may be presented with the opportunity to pre-register and/or apply for a loan through the Website. When pre-registering or applying for a loan on the Website, you agree to provide current, complete, and accurate information about yourself. If any information you provide is untrue, inaccurate, not current, or incomplete, VIVA has the right to terminate your loan preregistration and/or application and to decline to provide any and all future use of the Website. We reserve the right to decline your application for a loan.
You may be required to create an account to use certain parts of the Website. When you create an account, you will be required to enter your employer name and work email. You then will be required to verify your email by entering a code sent to your work email from email@example.com. If you learn of any unauthorized use of your account, please contact us immediately.
Changes and Modifications
VIVA Finance does not warrant the accuracy, adequacy or completeness of the information provided on the Website and expressly disclaims liability for any errors or omissions in such information. No warranty of any kind, implied, expressed or statutory including but not limited to the warranties of non-infringement of third party rights, title, merchantability, fitness for a particular purpose and freedom from computer virus, is given in conjunction with the information. Calculators and tools on the Website provide you with ESTIMATES that may be different than actual amounts.
Prior to an applicant accepting a loan offer, VIVA Finance will provide the loan applicant with the terms of his or her loan. These terms include the maximum amount financed, the length of the loan in number of months, the estimated monthly payment for the loan, the origination fee for the loan, and the loan APR. Loan terms may vary from the estimate provided prior to an applicant accepting a loan offer due to timing of payments or other reasons.
Use of Personal Data
VIVA Finance and its subsidiaries use third party service providers to retrieve certain personal data from non-affiliated financial institutions which hold accounts on your behalf. These service providers retrieve financial information such as holdings, balances and transactions. VIVA Finance and its subsidiaries use this personal data for our business purposes in a manner that is consistent with our Privacy Statement.
VIVA Finance and its subsidiaries may use your personal data, user data and other information collected through the Website to help us improve the content and functionality of the Website to better understand our customers and markets, to improve our products and services and to effect and facilitate sales.
VIVA Finance and its subsidiaries may use this information to contact you, electronically, through telemarketing or otherwise, in the future to tell you about, and to offer for sale, products or services we believe will be of interest to you. If we do so, each communication we send you will contain instructions permitting you to “opt out” of receiving future communications.
You agree that VIVA and our agents, representatives, affiliates or anyone calling on our behalf may contact you on a recorded line.
Limitation of Liability
You agree that all access and use of the Website, its content is at your own risk. In no event shall VIVA Finance be held liable for any damages, including without limitation direct or indirect, special, incidental, or consequential damages, losses or expenses arising in connection with the Website or any linked site or use thereof or inability to use by any party, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure, even if VIVA Finance, or representatives thereof, are advised of the possibility of such damages, losses or expenses.
COPYRIGHT © VIVA Finance Company. ALL RIGHTS RESERVED.
VIVA Finance owns the copyright in all of the information and material contained in this Website. The contents of the website, including its “look and feel” (e.g., text, graphics, images, logos, and button icons), editorial content, notices, software (including html-based computer programs), and other material are protected under both United States and foreign copyright, patent, trademark, and other laws. Your right to use the Website is personal to you. You agree not to reproduce, duplicate, copy, sell, resell, use or exploit for any commercial purposes, the Website, or use of or access to the Website or any information or technology obtained from the Website, including, but not limited to, VIVA'S trademarks. If you believe that any material on this Website violates your copyright, please notify us at firstname.lastname@example.org. VIVA will respond to all copyright infringement notices that it receives and respond appropriately by removing infringing material if necessary.