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How VIVA works?
Find your employer and create an account
Complete the pre-approval process and get your rate instantly
Accept the offer and set up
your payroll payments.
Receive funds next business day!
Financial Empowerment through Ethical Lending
VIVA Finance was founded on the mission of building an inclusive financial system. Today, VIVA is focused on expanding access to affordable credit using an alternative underwriting model based primarily on employment. VIVA's alternative lending model has empowered thousands of hard working Americans to achieve greater financial freedom.
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