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Up to $10,000
Apply in under 10 minutes
5-star customer service
Affordable loans designed with your job in mind, and repayment plans that align with your income
How VIVA works?
Find your employer and create an account
Complete the pre-approval process and get your rate instantly
Accept your offer and set up direct deposit payments. Receive funds next business day.
How can VIVA help you?
Consolidate high-interest debts into one low monthly payment
Credit Card Refinancing
Refinance high-interest credit card debt with a low-cost loan from VIVA
A quick application and fast funding for unexpected expenses
Frequently Asked Questions
Financial Empowerment through Ethical Lending
VIVA Finance was founded on the mission of building an inclusive financial system. Today, VIVA is focused on expanding access to affordable credit using an alternative underwriting model based primarily on employment. VIVA's alternative lending model has empowered thousands of hard working Americans to achieve greater financial freedom.
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