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How soon do I get my funds?
After confirming your repayment option and signing your final loan contract you can generally expect funds in your account specified in 1-2 business days.
What Documents are acceptable for the application?
Application documents vary based on employer and applicant. The most common documents needed are 2 most recent paystubs, a hire date documents, and a government issued identity.
How do I apply for a loan?
Visit our webiste and click "Get Started" to create your profile and begin your application.
What if I do not see my employer listed?
You can submit a New Employer Request on our website. The VIVA team will notfiy you via email if we are able to add your employer to our offerings.
If I payoff my loan, can I apply for a new loan?
Once the final payment for your current loan processes you will be able to begin a new application and prequalification against our most recent requirments for a loan.
Does VIVA report payments to the credit bureaus?
Yes! VIVA reports payments to all 3 credit bureaus. On-time payments can help build your credit score over time.
What are "Micro-Deposits"?
Micro Deposits are sent in the "Manual Verification" step of a VIVA application. They are two amounts of less than .10 cents. They will arrive in your specified bank account in 1-2 business days for you to confirm within your application.
Can I refinance my loan?
Micro Deposits are sent in the "Manual Verification" step of a VIVA application. They are two amounts of less than .10 cents. They will arrive in your specified bank account in 1-2 business days for you to confirm within your application.
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